I think in the back of my mind I know the minute I sit down at a desk I'm done. I won't try this again.
I thought about volunteering when I can and studying for the MCAT on evenings and weekend and possibly applying next cycle. But the further I get away from it the harder it is to return.
I spent about an hour yesterday looking at income over the next 5 -9 years @ former salary and modest annual increases compared to cost off attendece ( tuition + COL) at a moderatly priced med school, + interest on existing loans.
I would leave residency (3-4yr) with around 800,000$ in lost income and 370,000$ in loans. Now assuming I go into an modest on/gym average @ 150,000 (- tax & insurance ) it wouldn't be difficult to bring that loan number down in 10-15 years with a modest living.
And the 370,000 amount is with 40,000 for school and 20, 000 for living expenses (avg 9$ per hour for a 40 hr work week) So as I sit here and stress about a 15$ hour a job how am I going to get through 4 years of less? On top of the pressure to get my work in, get extra curriculars in and so forth. If I had no children, or even a younger child or a significant other I would not let these numbers phase me.
But after the last 6 months of these financial struggles and seeing the potential my little one has at her school and in her craft.
I am bowing out. Maybe I will return one day. Who knows.
Who knows I may hit the lottery tomorrow or get 2 million dollars from a long lost uncle.
But for now this is goodbye.
Thank you to anyone who has supported me, encouraged me, stood by me, or just said hi to me.
May God Bless whatever you have going on on your life and may you reach your ultimate goal.
****these numbers are VERY Loose based off a rudimentary estimate of a personal look at MY situation*****